2024 Fee Structure
What is piece of mind worth...especially around your Health & Finances?
When you hear someone say, "best of all you don't have to pay me" do you see a red flag or a bargin?
If the former, you are an ideal client. Someone who recognizes that "free help" may not be the best help!
There is always a question with commissioned salespeple as to who's benefit they are most intersted in. This has become increasingly important as a the number of Medicare Plans paying commissions diminishes.
You owe it to yourself to have unbiased, trustworthy recommendations without regard to commissions from a Fiduciary working for YOU!
Your health coverage is far to crticial a decision to pinch pennies!
We are Medicare Advisors.
We are not Medicare Brokers. We are not volunteers.
As our clients' needs have evolved, and the Medicare market has changed, we have updated our model to reflect those changes and we believe that moving to a fee based structure is the best way to provide unbiased, professional advice and be there for our clients.
What is the difference:
Independent Insurance Broker - Represents a fixed number of carriers who pay the agent directly in exchange for enrolling prospects in plans offered by those companies. Does NOT represent all the options available to you.
Insruance Advisor - Fee based advisor, paid by the client to offer unbiased, expert advice and able to consider ALL of the options available. Fiduciary relationship with the client.
Senior Benefits Boston
2024 Pricing
| Who | Individual | Couple |
| New to Medicare | $495 | $450/per person |
| New Client Review | $395 | $300/per person |
|
Annual Review (new client) |
$195 | $195/per peson |
|
Annual Review (Existing Client) |
$99 | $99/per person |
Our goal is to offer unbiased recommendations from ALL available plans...not a curated selection based on a carrier's compensation policies.
I believe that to truly provide clients the best, unbiased advice, and to support our efforts to act as a fiduciary for you, the client, the commission model is in direct contradiction to that goal.
As the number of carriers in the market increases but fewer are paying commissions, many Brokers, may limit plan recommendations to only those plans that still pay a commission!
CMS actually requires a disclaimer from Brokers telling the consumer that "...as a Broker, do not offer every plan available to you in your county...".
The above disclaimer was meant as a consumer protection.
It was not intendd as an excuse to limit the plans offered to only those that pay a commission!
We are here to help you.