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Mary Beth

Mary Beth called in a panic.  

 

She is a long-time client, was disabled prior to retiring and has had the same PCP for all of the years we have been working together.

 

Recently, her health has taken a turn for the worse and she has had mobility issues.  

To compound her problem her PCP left her practice to join another that did not accept Mary  Beth's

Advantage Plan.  

 

She needed medical care.  Had spoken to her Dr but was in a pickle.  She did not want to start anew with a Dr. she did not know but could not afford to pay out-of-pocket for care and could not wait for January 1st for the plan her PCP accepts to take effect.

 

She also cannot afford a Supplement Plan.  

 

Due to limited income we suggested she apply for the Low Income Subsidy (LIS) allowing her, if approved, to not only get help paying for her medications but also gain the ability to make plan changes outside of Open Enrollment.

 

Result: Mary Beth got approved for LIS allowing us to change her plan mid-year so that she could see her preferred PCP and get help paying for her new medications.

 

 

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We help clients contemplating retirement with the 3 of the most important decisions they face...Medicare, Social Security & Long-term Care and do it using a fee-based fiduciary model putting our clients needs first.

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Per the new CMS guidelines we are required to inform you of the the following: "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact www.medicare.gov or 1-800-Medicare to get information on all of your options. However, I do not believe that this disclaimer applies in situations where we act as a fiduciary on a fee-for-service basis providing unbiased advice.

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