Tom & Marie
Referred by their Financial Planner outside of Open Enrollment to discuss what they believed to be very high premium costs compared to others they know.
Scheduled initial discussion to gather information on their current coverage. Plans and premiums as well as their overall health and satisfaction with the plan.
Upon review, both had a Supplement Plan F.
Immediate recommendation: Switch both to a Plan G immediately (without waiting for Open Enrollment) saving $150/mo for EACH of them per month!
Review Drug coverage after October 1st during Open Enrollment.
Update: Currently both paying $62/mo for Part D Drug Coverage. Carrier announced that would be going up to $102/mo in 2025.
Recommendation: Based on medication lists provided, recommended Drug Plan for 2025 $12/mo each. Net savings $90/month EACH!
Net Result: Total savings for 2024 of $900! Savings for 2025 $480/mo for a net savings of $5760 for calendar 2025!